But you don’t have to live in those states because Auto Lenders sells cars to out-of-state buyers all the time— and we make it easy.
In particular, customers from New York and Delaware often shop at our locations in New Jersey and Pennsylvania.
If you're considering buying a used car from another state, here’s what you need to know.
What Paperwork & Fees Are Required?
Auto Lenders processes and submits sales tax and DMV fees for you, so buying a car across state lines doesn’t mean dealing with a mountain of paperwork.
Registering in New York
- Sales tax and DMV fees are processed by Auto Lenders and remitted to New York on your behalf.
- Registration must be completed within 30 days, and Auto Lenders provides the title, bill of sale, and proof of insurance needed to complete the process.
Registering in Delaware
- Auto Lenders handles sales tax processing and registration paperwork in most cases (some exceptions apply).
- Delaware buyers pay a 4.25% DMV document fee, which is included in the registration process.
- Registration must be completed within 60 days, and Auto Lenders ensures you have everything required.
Title, Registration & Temporary Tags
Registering a car in another state might sound complicated, but Auto Lenders handles the entire title and registration process for NY and DE buyers (with some small exceptions in DE). Here’s what that means for you:
- Auto Lenders processes your registration and title transfer which, in most cases, means no trips to the DMV.
- Temporary tags are provided, so you can drive home legally without extra hassle.
From start to finish, Auto Lenders makes sure you have everything you need for a smooth, stress-free process.
Inspections & Emissions
Once you’ve driven your new car home, there may be a few final steps to make it road-ready in your state. Auto Lenders ensures all of our vehicles are in top condition, but each state has its own inspection and emissions requirements.
New York
- All vehicles must pass a New York state inspection within 10 days of registration.
- If the car doesn’t meet state emissions standards, modifications may be required.
Delaware
- Most used vehicles must pass a Delaware DMV safety and emissions inspection before registration.
- Some cars may be exempt, depending on age and mileage.
Inspections and emissions are the buyer’s responsibility, but Auto Lenders ensures you have all the necessary paperwork to complete the process.
Financing & Lender Considerations
If you’re financing your car, buying from out-of-state doesn’t add much to the process, especially when you work with a dealership that knows how to handle the details. Our financing partners make out-of-state purchases simple.
- All financing paperwork is handled by Auto Lenders, including title and registration details for your lender.
- Some lenders have restrictions on out-of-state vehicle purchases, but Auto Lenders works with financing partners that make the process seamless.
No extra steps, no DMV confusion— just an easy transaction.
Not in NY or DE? Auto Lenders Helps Buyers from Any State.
While many Auto Lenders customers come from New York and Delaware, buyers from any state can purchase a car with the same easy process. Whether you're from Connecticut, Maryland, Virginia, or beyond, Auto Lenders ensures you have everything needed to register your car and drive home with confidence.
- Sales tax and DMV fees processed for you
- Title and registration paperwork handled
- Temporary tags provided
Wherever you're coming from, Auto Lenders makes buying out of state simple.
